Frequently Asked Questions

You still might have few questions roaming inside your mind and to solve it we have curated a brief list of probable queries that might help you in the long run.

1. What types of mortgages do you offer?

At Mortgages by Amit Nagpal, we offer a wide range of mortgage options to suit your specific needs. Our offerings include Fixed-rate Mortgages, Adjustable-rate Mortgages (ARMs), FHA loans, VA loans, and Jumbo loans. Whether you're a first-time homebuyer or looking to refinance, we have the right mortgage solution for you.

How do I apply for a mortgage with Mortgages by Amit Nagpal?

Applying for a mortgage with us is a simple and straightforward process. You can begin by filling out our secure online application on our website or by contacting our experienced mortgage professionals directly. Once we receive your application, we'll guide you through the necessary documentation and keep you informed every step of the way. Our goal is to make the mortgage application process as smooth as possible for you.

What factors determine my eligibility for a mortgage?

Eligibility for a mortgage is determined by several factors, including your credit score, employment history, income, debt-to-income ratio, and the amount of the down payment you can afford. Our team of experts will assess your financial situation and help you understand the mortgage options available to you. Even if you have a less-than-perfect credit score, we may have suitable solutions for your unique circumstances.

Can I refinance my existing mortgage with Mortgages by Amit Nagpal?

Absolutely! We offer mortgage refinancing options that allow you to potentially lower your interest rate, reduce your monthly payments, or even access cash from your home's equity. Refinancing can be a smart financial move, and our team will work with you to find the best refinancing solution tailored to your goals. Contact us today to explore your refinancing options.